Being involved in an auto collision can be a stressful event. Even a minor accident can be annoying and costly. If you are involved in an accident, the first thing to do is make sure no one is injured. If no is hurt or there are only minor injuries, the next thing to do is make sure all vehicles are moved out of the line of traffic. But, do you know the next steps to take to ensure you maximize your options and protect yourself financially?Article Source: http://EzineArticles.com/?expert=Jennifer_Greenfield
- If anyone is injured, you should call 911 immediately. Don't play doctor, unless you really are a doctor. Provide comfort and support to help prevent someone from going in to shock, and don't move anyone unless there is immediate danger. Wait for the ambulance to arrive and then stay out of their way and let them do their jobs.
- Even if there are no injuries, you should call the police. The police will create an accident report, a document that can be very useful for your insurance claim, or in case some litigation arises from the collision.
- Exchange personal information with the other drivers involved in the accident. Your insurance company is going to want to know contact and insurance information from the other drivers - make sure to get it. Even if you don't involve your insurance carrier, this information can be useful if any issues arise.
- Documenting the scene is something most people forget to do. It was more difficult years ago, because most people didn't carry cameras around. However, because almost all people have cell phones and almost all cellphones have cameras, it is very easy to document an accident scene. Take as many pictures as you can, from as many angles as you can. Take pictures of road signs, obstructed views and any other pertinent peripheral information. You should also talk to witnesses and write down your own notes on what happened and why it happened.
- Call your insurance company. For some minor accidents, calling your insurance company is unnecessary, but for most collisions, it is a wise move. When you tell them what happened, it is important to be honest. Any false or fraudulent information can not only hurt your claim or case, it is also a crime.
- If you think that litigation may arise from the accident, do not hesitate to call an attorney. Experienced attorneys know how to protect your rights and make sure you are properly compensated for any damages or injuries.